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Top 10 Bizarre Insurance Policies: From Mustaches to Smiles

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Top 10 Bizarre Insurance Policies: From Mustaches to Smiles

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Uzone.id – Insurance is not only about life, home insurance, car insurance, and other general insurance. Did you know, it turns out there are many strange and unique types of insurance in the world?

Perhaps the assets they own are so valuable that some people are willing to pay money to insure what we might consider strange or even unique.

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At least, by ensuring their assets, these people will be free from anxiety, especially if these assets are related to the continuity of their career or life.

Just imagine, some even insure their mustache, fingers, and toes and even a smile can also be insured.

Below we will discuss the strangest insurances in the world, according to the Actuarial Post and several other sources:

Foot Insurance

Maybe you have often heard about this type of insurance. Many famous people have done this insurance, such as world soccer star, Cristiano Ronaldo, who insured his legs for US$100 million. 

Not only did athletes insure their feet, but recently Taylor Swift reportedly insured her feet for US$40 million. 

This insurance protects their feet from the risk of accidents or injuries which will certainly affect their appearance at work.

Finger Insurance

Who knows Keith Richard? Surely many people already know him. This great guitarist who started his career with the world-famous band The Rolling Stones ensured one of his most valuable assets, namely his fingers. 

As a guitarist, your fingers are very important, because if an accident or injury occurs to your fingers, it will have a big impact on your guitar playing. Therefore, he is willing to provide insurance on his finger worth US$1.6 million.

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Vocal Cord Insurance

Everyone has vocal cords, and not everyone considers their vocal cords so valuable that they need to be insured, but Bruce Springsteen is different. 

This American singer, songwriter, and guitarist considers his vocal cords to be invaluable. Indeed, thanks to his vocal cords which produce a melodious voice, he managed to win 17 Grammy Awards, 1 Academy Award, and 1 Emmy Award. 

Because his success so far is due to his vocal cords, he insured them for US$5.5 million.

Mustache Insurance

For most people, having a beautiful mustache is a matter of pride and pleasure. Merv Hughes, the world-famous cricketer, felt something similar. 

Apart from the unique shape of his mustache, he also feels that it is because of his mustache that he has become famous and feared on the cricket field. 

Based on this, he insured his mustache for US$283,895. Fantastic price for a mustache, right?

Nose Insurance

You may not hear the name Ilja Gort very often, but those of you who are true wine connoisseurs will know who he is. Yes, Ilja Gort is one of the world’s wine businessmen. 

The success of his business was greatly influenced by his nose’s ability to distinguish types of wine. Based on his means, he insured his nose for US$8 million. 

This insurance would protect him from injuries or accidents to his nose, and in return, he was banned from boxing, all winter sports, and breathing smoke.

Eyeball Insurance

In the past, being an actor was difficult, because they had to entertain the audience from their actions alone. 

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However, this is not too difficult an obstacle for Ben Turpin, a comedian and world actor who is famous for his unique ability to turn his gaze in the opposite direction. 

Thanks to this ability, he can make his audience laugh and be entertained. Therefore, he insured his eyeballs for USD 25 thousand. 

This is a fantastic price, considering that Ben Turpin lived in the 18th to 19th centuries.

Chest Hair Insurance

Unlike Bruce Springsteen, who insures his vocal cords, this famous singer from Wales insures things that most people might not think about. 

Tom Jones ensures one of the things he is proud of, namely chest hair. Yes, he is so proud of his chest hair that he insured it for a whopping price of US$7 million.

Hair Insurance

To respect Samoan culture, rugby great Troy Polamalu hasn’t cut his hair for the past 10 years. As a result, his hair became very big and fluffy so his appearance became very eccentric. 

Thanks to his curly and big hair, he received sponsorship from the world-famous shampoo company, Head & Shoulders, which ultimately insured Troy’s hair for US$1 million.

Smile Insurance

Have you ever watched the television series ‘The Ugly Betty’? If so, you know the main character, a poor girl who looks unattractive, but has a beautiful smile. The artist’s real name is America Ferrera. 

There is no doubt that this woman’s smile is very beautiful and pleasing to the eye. Through his smile, he was promoted by a teeth whitening company which insured his smile for US$10 million as part of the promotion of the humanitarian campaign “Smiles for Success”.

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Full Body Insurance

Everyone knows who David Beckham is. The man who was initially famous for his skill at playing football on the gridiron and at the same time became a world model because of his good looks and perfect body. 

To always have protection from accidents that injure his body, he insures his entire body for US$195 million.

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