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Uzone.id – Dreaming of an overseas escape? Picture yourself basking in the Parisian charm, exploring the Swiss Alps, or immersing in Tokyo’s vibrant energy. These destinations, and countless others, beckon adventurous travelers seeking unforgettable experiences.
To ensure a smooth and worry-free journey, thorough preparation is paramount. Among the essential items on your checklist should be robust travel insurance coverage.
This preparation must be taken into account, especially for those who are traveling cross-country for the first time. Before knowing what things must be prepared before going on holiday abroad, it’s a good idea to know the types of travel insurance itself.
Types of Travel Insurance
As explained previously, travel insurance has various benefits. However, before choosing travel insurance, you should first understand the types of travel insurance and their various benefits in the following review:
1. Single Trip Insurance
The first type of travel insurance is single-trip insurance. As the name suggests, this is short-term insurance intended for travelers who don’t travel regularly or only a few times a year. For travelers Those whose holidays are only once every three months can buy this type of insurance.
2. Annual Trip Insurance
Different from Single Trip Insurance, this type of insurance is aimed at those who travel frequently or regularly. For example, once a month or even once a week. Even if the purpose is for a holiday, this insurance is ready to cover it.
3. Individual Travel Insurance
This type of travel insurance is suitable for those who like it me-time and do solo traveling. As the name suggests, Individual Travel Insurance is specifically for one person per trip and one insurance policy. This insurance is included in the personal insurance category.
4. Group Travel Insurance
Next, there is Group Travel Insurance. This type of travel insurance is usually used for business trips and group holidays.
For those who often travel with friends or family, this insurance can also be an option. By buying this insurance package, the price of travel insurance is more economical than having to buy individual insurance for all family members.
5. Travel Insurance Based on Travel Purpose
The purpose of each trip traveler is different. Some are traveling because they want to go on holiday, but some go on business trips.
Whatever the destination, tourists can choose destination-related insurance when traveling. If the purpose of the trip is to travel, then you can choose travel insurance. However, if the tourist destination is a business trip, then choose business travel insurance.
Please note, that what differentiates the two types of insurance is the premium amount. Usually, insurance for business or work purposes is offered with a larger premium amount because it carries greater risks.
- Travel Insurance Based on Travel Destination
This type of insurance is divided into two, namely domestic travel insurance and international travel insurance. Domestic travel insurance is insurance that protects domestic travel, while international travel insurance protects mobility when traveling to and outside the country.
The premium amounts for these two types of insurance are certainly different. Overseas travel insurance to countries such as Europe, Australia, and America has a larger premium amount. There is also special foreign insurance such as Hajj and Umrah insurance whose premium value is also greater.
- Student Assist
The next type of travel insurance is Student Assist. As the name suggests, this insurance is intended for students who wish to continue their studies abroad. Be it America, Australia, Malaysia, France, England and others.
- Travel Insurance for Hajj and Umrah
Planning to perform Hajj or Umrah shortly? If so, don’t forget to buy travel insurance specifically for Hajj and Umrah.
The reason is, that this travel insurance will provide full protection to those who make special trips as prospective pilgrims. So, users can worship calmly and safely without thinking about the risk of loss that could occur.
After knowing the types of travel insurance, there are at least five important things that must be prepared before going on holiday abroad. For this reason, you shouldn’t miss this preparation session:
First, prepare your passport.
A passport is one of the requirements for going abroad. Without a passport, tourists will not be allowed to enter the destination country.
A passport is usually required when buying plane tickets. Thus, the need to obtain, a passport in the first place. Those who have none should immediately obtain one at the Immigration Office nearest to you.
Second, prepare a visa.
Other than a passport, which is a legal travel document, the other necessity for international travel is a visa. A visa is an entry permission to a country and hence holds great social and economic value. At the moment, several countries exclude venom. Nevertheless, some countries require a visa.
Thus, before going on holiday to another country it is wise to get to know the application process of the visa, the charges, and the documents required for the visa. Make sure to prepare your visa well in advance of your departure date.
Third, book plane tickets and hotels.
Next is the plane ticket for the trip. Travelers can compare several airlines and find tickets with the cheapest prices.
Make sure to buy your return ticket straight away, this aims to make the process easier to interview with the embassy when processing the visa.
Apart from plane tickets, it is best to prepare hotels or accommodation in advance because it will be difficult to find them when you are abroad.
Try placing an order online, and choose accommodation that is located close to various public facilities to facilitate mobility while there.
Fourth, arrange a travel plan (itinerary).
Before leaving for a holiday abroad, make sure you have prepared it itinerary. The itinerary is a travel plan or list of activities and estimated costs required during the holiday. This will make travel easier because of its function as navigation in the destination country.
The itinerary is also useful during the visa application process because some countries usually require it as proof of travel plans and routes in that country. Therefore, make sure you have arranged your itinerary from a long time ago.
Fifth, have travel insurance
Another thing that must be prepared before going on holiday abroad is travel insurance. Having travel insurance is not mandatory, but it is a good idea to have it because several countries require foreign tourists to have travel insurance.
Travel insurance is a type of insurance that protects while the user is traveling. Ownership of this protection serves to reduce the financial impact of the risk of loss that may occur during travel.
Travel insurance offers benefits in the form of coverage for tourists’ medical costs during the trip. However, if you feel it is still not enough, there are several additional premiums you can choose for protection. For example, protection against delays or loss of baggage, travel schedule delays, and flight cancellations, and protection for the home if you leave the house for a long period.
That is information about things that must be prepared before going on holiday abroad.
